6626 Roberson St, Houston, TX 77085
Houston, 77085
View on Zillow →
Listing Agent
Dana Rowell
(877) 557-3501dana.rowell@rhss.com
MMX Group/6626 Roberson St, Houston, TX 77085
Flip153.9%✓
HM→DSCR1.306x✓
Cash→DSCR1.306x✓
New Deal

6626 Roberson St, Houston, TX 77085

5bd / 2ba · 2,285 sqft · built 1972 · Single FamilyAnalyzed Jul 30, 2026
DSCR
2.045x
PASS
NOI ÷ debt service
Lender DSCR
2.011x
PASS
EGI ÷ P&I+tax+ins+HOA
Monthly Cash Flow
$841/mo
PASS
post all expenses · day 1
Cash to Close
$54,768
80% LTV · single close
Value Generated
$87,800
ARV − purchase − rehab
Starting Equity %
52.1%
ARV − DSCR loan ÷ ARV, day 1
$
$
$
$
$
$
Scenario 1 — Flip
Hard money loan · sell at ARV after rehab
✅
PASSES FLIP
Min 20% ROI · 6-mo hold
153.9%
Flip ROI
Cash to First Close
$17,470
what you bring day 1
Net Profit
$43,361
Max Bid @ 20%
$183,667
$43,361 profit  ÷  $28,174 total invested  =  153.9%
Acquisition Event — First Close
Hard Money Loan — 9.99% Interest-Only
Loan Amount
$154,715
Purchase (95% LTV)
$142,215
Rehab (100%)
$12,500
Loan-to-ARV
61.9%
Monthly Interest
$1,288/mo
Down Payment5% of $149,700 purchase
$7,485
+
Origination Fee1 pts on $154,715 loan
$2,500
+
Closing Costs5% of purchase
$7,485
=
Cash to First Close
$17,470
Holding Period — 6 Months
HML Interest9.99% IO · $1,288/mo × 6$7,728
Property Taxes$152/mo × 6$915
Insurance$135/mo × 6$811
Total Holding Costs$9,454
Contingency Reserve10% of rehab — held, not at first close$1,250
Sale Event — Second Close
Sale Price (ARV)
$250,000
−
HML Principal Payofffull IO loan balance
$154,715
−
Closing Costs3.5% of sale price
$8,750
−
Realtor Commission6% of sale price
$15,000
=
Net Proceeds to You
$71,535
Deal Summary
Net Proceeds at Closing
$71,535
−
Cash to First Close
$17,470
−
Holding Costs (6 mo)
$9,454
−
Contingency Reserve
$1,250
=
NET PROFIT
$43,361
Max Bid by ROI Target
ROIMax Bidvs Offer
10%$186,568✓ ok
15%$185,107✓ ok
20% ←$183,667✓ ok
25%$182,248✓ ok
30%$180,848✓ ok
Scenario 4 — Turn Key DSCR
Direct DSCR purchase · 80% of ARV · 7.1% / 30yr · one close
✅
PASSES DSCR
Min 1.30x · 7.1% / 30-yr DSCR · 80% of ARV
2.045x
DSCR
Cash to Close
$54,768
single close · no bridge
Monthly Cash Flow
$841/mo
Cash-on-Cash Yr 1
18.4%
Acquisition — Single Close
DSCR Purchase Loan — 7.1% / 30yr · Minimal Rehab · No Bridge
Loan Amount
$119,760
LTV (80% of ARV)
47.9%
Monthly P&I
$805/mo
Equity at Close
$29,940
Down Payment20.0% of $149,700 purchase
$29,940
+
Origination Fee1 pts on $119,760
$1,198
+
DSCR Closing Coststitle / appraisal / escrow
$2,395
+
Acquisition Closing5% of purchase
$7,485
+
Rehab Budgetcash, not financed by DSCR loan
$12,500
Contingency Reserve10% of rehab$1,250
=
Total Cash to Close
$54,768
Equity Position — Day 1 Post-Refi
Property Value
$250,000
−
DSCR Loan Balance
$119,760
=
Equity in Property
$130,240 (52.1%)
−
Capital Left in Deal
$54,768
=
Value Created
$75,472
$130,240 equity on $54,768 deployed = 2.4× equity leverage
Monthly Income & Expenses — Post-DSCR
Gross Rent
$2,197
−
Property Taxes
$152
−
Insurance
$135
−
Maintenance (6% rent)
$132
−
Management (6% rent)
$132
=
OpEx Subtotal
$551
=
Net Operating Income
$1,646
−
DSCR P&I
$805/mo
=
Net Cash Flow
$841/mo
DSCR Ratios
DSCR (NOI / Debt Service)
2.045x✓ Pass
Lender DSCR (EGI / P&I+tax+ins+HOA)
2.011x✓ Pass
Required Rent by DSCR Target
TargetRent Neededvs Current
1.00x$1,241/mo✓ met
1.10x$1,333/mo✓ met
1.20x$1,424/mo✓ met
1.30x ←$1,516/mo✓ met
1.40x$1,607/mo✓ met