5919 Woodview Dr, Houston, TX 77396
Houston, 77396
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Listing Agent
Chet Polniazek
(713) 871-1600texas1st@sbcglobal.net
MMX Group/5919 Woodview Dr, Houston, TX 77396
Flip-2.8%✗
HM→DSCR0.838x✗
Cash→DSCR0.838x✗
New Deal

5919 Woodview Dr, Houston, TX 77396

3bd / 2ba · 1,100 sqft · built 2004 · Single FamilyAnalyzed Jul 30, 2026
DSCR
1.041x
FAIL
NOI ÷ debt service
Lender DSCR
1.167x
PASS
EGI ÷ P&I+tax+ins+HOA
Monthly Cash Flow
$40/mo
PASS
post all expenses · day 1
Cash to Close
$62,311
80% LTV · single close
Value Generated
$46,461
ARV − purchase − rehab
Starting Equity %
39.6%
ARV − DSCR loan ÷ ARV, day 1
$
$
$
$
$
$
Scenario 1 — Flip
Hard money loan · sell at ARV after rehab
❌
FAILS FLIP
Min 20% ROI · 6-mo hold
-2.8%
Flip ROI
Cash to First Close
$20,464
what you bring day 1
Net Profit
−$945
Max Bid @ 20%
$173,617
−$945 profit  ÷  $33,778 total invested  =  -2.8%
Acquisition Event — First Close
Hard Money Loan — 9.99% Interest-Only
Loan Amount
$182,557
Purchase (95% LTV)
$170,657
Rehab (100%)
$11,900
Loan-to-ARV
76.7%
Monthly Interest
$1,520/mo
Down Payment5% of $179,639 purchase
$8,982
+
Origination Fee1 pts on $182,557 loan
$2,500
+
Closing Costs5% of purchase
$8,982
=
Cash to First Close
$20,464
Holding Period — 6 Months
HML Interest9.99% IO · $1,520/mo × 6$9,119
Property Taxes$341/mo × 6$2,048
Insurance$160/mo × 6$958
Total Holding Costs$12,124
Contingency Reserve10% of rehab — held, not at first close$1,190
Sale Event — Second Close
Sale Price (ARV)
$238,000
−
HML Principal Payofffull IO loan balance
$182,557
−
Closing Costs3.5% of sale price
$8,330
−
Realtor Commission6% of sale price
$14,280
=
Net Proceeds to You
$32,833
Deal Summary
Net Proceeds at Closing
$32,833
−
Cash to First Close
$20,464
−
Holding Costs (6 mo)
$12,124
−
Contingency Reserve
$1,190
=
NET PROFIT
−$945
Max Bid by ROI Target
ROIMax Bidvs Offer
10%$176,464−$3,175
15%$175,030−$4,609
20% ←$173,617−$6,022
25%$172,223−$7,416
30%$170,848−$8,791
Scenario 4 — Turn Key DSCR
Direct DSCR purchase · 80% of ARV · 7.1% / 30yr · one close
❌
FAILS DSCR
Min 1.30x · 7.1% / 30-yr DSCR · 80% of ARV
1.041x
DSCR
Cash to Close
$62,311
single close · no bridge
Monthly Cash Flow
$40/mo
Cash-on-Cash Yr 1
0.8%
Acquisition — Single Close
DSCR Purchase Loan — 7.1% / 30yr · Minimal Rehab · No Bridge
Loan Amount
$143,711
LTV (80% of ARV)
60.4%
Monthly P&I
$966/mo
Equity at Close
$35,928
Down Payment20.0% of $179,639 purchase
$35,928
+
Origination Fee1 pts on $143,711
$1,437
+
DSCR Closing Coststitle / appraisal / escrow
$2,874
+
Acquisition Closing5% of purchase
$8,982
+
Rehab Budgetcash, not financed by DSCR loan
$11,900
Contingency Reserve10% of rehab$1,190
=
Total Cash to Close
$62,311
Equity Position — Day 1 Post-Refi
Property Value
$238,000
−
DSCR Loan Balance
$143,711
=
Equity in Property
$94,289 (39.6%)
−
Capital Left in Deal
$62,311
=
Value Created
$31,978
$94,289 equity on $62,311 deployed = 1.5× equity leverage
Monthly Income & Expenses — Post-DSCR
Gross Rent
$1,712
−
Property Taxes
$341
−
Insurance
$160
−
Maintenance (6% rent)
$103
−
Management (6% rent)
$103
=
OpEx Subtotal
$706
=
Net Operating Income
$1,006
−
DSCR P&I
$966/mo
=
Net Cash Flow
$40/mo
DSCR Ratios
DSCR (NOI / Debt Service)
1.041x✗ Fail
Lender DSCR (EGI / P&I+tax+ins+HOA)
1.167x✓ Pass
Required Rent by DSCR Target
TargetRent Neededvs Current
1.00x$1,667/mo✓ met
1.10x$1,776/mo+$64 needed
1.20x$1,886/mo+$174 needed
1.30x ←$1,996/mo+$284 needed
1.40x$2,106/mo+$394 needed
5919 Woodview Dr, Houston, TX 77396 — MX Analyzer