5714 Willowbend Blvd, Houston, TX 77096
Houston, 77096
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Listing Agent
Kimberly Franco
MMX Group/5714 Willowbend Blvd, Houston, TX 77096
Flip512.6%✓
HM→DSCR0.808x✗
Cash→DSCR0.808x✗
New Deal

5714 Willowbend Blvd, Houston, TX 77096

3bd / 2ba · 2,221 sqft · built 1962 · Single FamilyAnalyzed Jul 30, 2026
DSCR
1.957x
PASS
NOI ÷ debt service
Lender DSCR
1.767x
PASS
EGI ÷ P&I+tax+ins+HOA
Monthly Cash Flow
$849/mo
PASS
post all expenses · day 1
Cash to Close
$68,640
80% LTV · single close
Value Generated
$239,700
ARV − purchase − rehab
Starting Equity %
69.0%
ARV − DSCR loan ÷ ARV, day 1
$
$
$
$
$
$
Scenario 1 — Flip
Hard money loan · sell at ARV after rehab
✅
PASSES FLIP
Min 20% ROI · 6-mo hold
512.6%
Flip ROI
Cash to First Close
$19,000
what you bring day 1
Net Profit
$173,610
Max Bid @ 20%
$311,546
$173,610 profit  ÷  $33,870 total invested  =  512.6%
Acquisition Event — First Close
Hard Money Loan — 9.99% Interest-Only
Loan Amount
$178,050
Purchase (95% LTV)
$156,750
Rehab (100%)
$21,300
Loan-to-ARV
41.8%
Monthly Interest
$1,482/mo
Down Payment5% of $165,000 purchase
$8,250
+
Origination Fee1 pts on $178,050 loan
$2,500
+
Closing Costs5% of purchase
$8,250
=
Cash to First Close
$19,000
Holding Period — 6 Months
HML Interest9.99% IO · $1,482/mo × 6$8,894
Property Taxes$486/mo × 6$2,915
Insurance$155/mo × 6$932
Total Holding Costs$12,740
Contingency Reserve10% of rehab — held, not at first close$2,130
Sale Event — Second Close
Sale Price (ARV)
$426,000
−
HML Principal Payofffull IO loan balance
$178,050
−
Closing Costs3.5% of sale price
$14,910
−
Realtor Commission6% of sale price
$25,560
=
Net Proceeds to You
$207,480
Deal Summary
Net Proceeds at Closing
$207,480
−
Cash to First Close
$19,000
−
Holding Costs (6 mo)
$12,740
−
Contingency Reserve
$2,130
=
NET PROFIT
$173,610
Max Bid by ROI Target
ROIMax Bidvs Offer
10%$316,589✓ ok
15%$314,050✓ ok
20% ←$311,546✓ ok
25%$309,078✓ ok
30%$306,645✓ ok
Scenario 4 — Turn Key DSCR
Direct DSCR purchase · 80% of ARV · 7.1% / 30yr · one close
✅
PASSES DSCR
Min 1.30x · 7.1% / 30-yr DSCR · 80% of ARV
1.957x
DSCR
Cash to Close
$68,640
single close · no bridge
Monthly Cash Flow
$849/mo
Cash-on-Cash Yr 1
14.8%
Acquisition — Single Close
DSCR Purchase Loan — 7.1% / 30yr · Minimal Rehab · No Bridge
Loan Amount
$132,000
LTV (80% of ARV)
31.0%
Monthly P&I
$887/mo
Equity at Close
$33,000
Down Payment20.0% of $165,000 purchase
$33,000
+
Origination Fee1 pts on $132,000
$1,320
+
DSCR Closing Coststitle / appraisal / escrow
$2,640
+
Acquisition Closing5% of purchase
$8,250
+
Rehab Budgetcash, not financed by DSCR loan
$21,300
Contingency Reserve10% of rehab$2,130
=
Total Cash to Close
$68,640
Equity Position — Day 1 Post-Refi
Property Value
$426,000
−
DSCR Loan Balance
$132,000
=
Equity in Property
$294,000 (69.0%)
−
Capital Left in Deal
$68,640
=
Value Created
$225,360
$294,000 equity on $68,640 deployed = 4.3× equity leverage
Monthly Income & Expenses — Post-DSCR
Gross Rent
$2,701
−
Property Taxes
$486
−
Insurance
$155
−
Maintenance (6% rent)
$162
−
Management (6% rent)
$162
=
OpEx Subtotal
$965
=
Net Operating Income
$1,736
−
DSCR P&I
$887/mo
=
Net Cash Flow
$849/mo
DSCR Ratios
DSCR (NOI / Debt Service)
1.957x✓ Pass
Lender DSCR (EGI / P&I+tax+ins+HOA)
1.767x✓ Pass
Required Rent by DSCR Target
TargetRent Neededvs Current
1.00x$1,737/mo✓ met
1.10x$1,837/mo✓ met
1.20x$1,938/mo✓ met
1.30x ←$2,039/mo✓ met
1.40x$2,140/mo✓ met
5714 Willowbend Blvd, Houston, TX 77096 — MX Analyzer