41 Parker Rd, Houston, TX 77076
Houston, 77076
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Listing Agent
Chris J. Lawrence
(832) 455-3550chris@trillionaireassets.com
MMX Group/41 Parker Rd, Houston, TX 77076
Flip238.2%✓
HM→DSCR0.654x✗
Cash→DSCR0.654x✗
New Deal

41 Parker Rd, Houston, TX 77076

3bd / 2ba · 1,743 sqft · built 1950 · Single FamilyAnalyzed Jul 30, 2026
DSCR
1.180x
FAIL
NOI ÷ debt service
Lender DSCR
1.249x
PASS
EGI ÷ P&I+tax+ins+HOA
Monthly Cash Flow
$141/mo
PASS
post all expenses · day 1
Cash to Close
$55,075
80% LTV · single close
Value Generated
$120,050
ARV − purchase − rehab
Starting Equity %
58.4%
ARV − DSCR loan ÷ ARV, day 1
$
$
$
$
$
$
Scenario 1 — Flip
Hard money loan · sell at ARV after rehab
✅
PASSES FLIP
Min 20% ROI · 6-mo hold
238.2%
Flip ROI
Cash to First Close
$17,000
what you bring day 1
Net Profit
$70,992
Max Bid @ 20%
$202,860
$70,992 profit  ÷  $29,803 total invested  =  238.2%
Acquisition Event — First Close
Hard Money Loan — 9.99% Interest-Only
Loan Amount
$151,700
Purchase (95% LTV)
$137,750
Rehab (100%)
$13,950
Loan-to-ARV
54.4%
Monthly Interest
$1,263/mo
Down Payment5% of $145,000 purchase
$7,250
+
Origination Fee1 pts on $151,700 loan
$2,500
+
Closing Costs5% of purchase
$7,250
=
Cash to First Close
$17,000
Holding Period — 6 Months
HML Interest9.99% IO · $1,263/mo × 6$7,577
Property Taxes$506/mo × 6$3,036
Insurance$132/mo × 6$795
Total Holding Costs$11,408
Contingency Reserve10% of rehab — held, not at first close$1,395
Sale Event — Second Close
Sale Price (ARV)
$279,000
−
HML Principal Payofffull IO loan balance
$151,700
−
Closing Costs3.5% of sale price
$9,765
−
Realtor Commission6% of sale price
$16,740
=
Net Proceeds to You
$100,795
Deal Summary
Net Proceeds at Closing
$100,795
−
Cash to First Close
$17,000
−
Holding Costs (6 mo)
$11,408
−
Contingency Reserve
$1,395
=
NET PROFIT
$70,992
Max Bid by ROI Target
ROIMax Bidvs Offer
10%$206,245✓ ok
15%$204,540✓ ok
20% ←$202,860✓ ok
25%$201,203✓ ok
30%$199,569✓ ok
Scenario 4 — Turn Key DSCR
Direct DSCR purchase · 80% of ARV · 7.1% / 30yr · one close
❌
FAILS DSCR
Min 1.30x · 7.1% / 30-yr DSCR · 80% of ARV
1.180x
DSCR
Cash to Close
$55,075
single close · no bridge
Monthly Cash Flow
$141/mo
Cash-on-Cash Yr 1
3.1%
Acquisition — Single Close
DSCR Purchase Loan — 7.1% / 30yr · Minimal Rehab · No Bridge
Loan Amount
$116,000
LTV (80% of ARV)
41.6%
Monthly P&I
$780/mo
Equity at Close
$29,000
Down Payment20.0% of $145,000 purchase
$29,000
+
Origination Fee1 pts on $116,000
$1,160
+
DSCR Closing Coststitle / appraisal / escrow
$2,320
+
Acquisition Closing5% of purchase
$7,250
+
Rehab Budgetcash, not financed by DSCR loan
$13,950
Contingency Reserve10% of rehab$1,395
=
Total Cash to Close
$55,075
Equity Position — Day 1 Post-Refi
Property Value
$279,000
−
DSCR Loan Balance
$116,000
=
Equity in Property
$163,000 (58.4%)
−
Capital Left in Deal
$55,075
=
Value Created
$107,925
$163,000 equity on $55,075 deployed = 3.0× equity leverage
Monthly Income & Expenses — Post-DSCR
Gross Rent
$1,771
−
Property Taxes
$506
−
Insurance
$132
−
Maintenance (6% rent)
$106
−
Management (6% rent)
$106
=
OpEx Subtotal
$851
=
Net Operating Income
$920
−
DSCR P&I
$780/mo
=
Net Cash Flow
$141/mo
DSCR Ratios
DSCR (NOI / Debt Service)
1.180x✗ Fail
Lender DSCR (EGI / P&I+tax+ins+HOA)
1.249x✓ Pass
Required Rent by DSCR Target
TargetRent Neededvs Current
1.00x$1,611/mo✓ met
1.10x$1,700/mo✓ met
1.20x$1,788/mo+$17 needed
1.30x ←$1,877/mo+$106 needed
1.40x$1,966/mo+$195 needed