3411 Hinton Blvd, Houston, TX 77022
3bd / 1ba · 1,144 sqft · built 1940 · Single FamilyAnalyzed Jul 30, 2026$
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Scenario 4 — Turn Key DSCR
Direct DSCR purchase · 80% of ARV · 7.1% / 30yr · one close
✅
PASSES DSCR
Min 1.30x · 7.1% / 30-yr DSCR · 80% of ARV
1.739x
DSCR
Cash to Close
$48,593
single close · no bridge
Monthly Cash Flow
$544/mo
Cash-on-Cash Yr 1
13.4%
Acquisition — Single Close
DSCR Purchase Loan — 7.1% / 30yr · Minimal Rehab · No Bridge
Loan Amount
$109,600
LTV (80% of ARV)
54.5%
Monthly P&I
$737/mo
Equity at Close
$27,400
Down Payment20.0% of $137,000 purchase
$27,400+
Origination Fee1 pts on $109,600
$1,096+
DSCR Closing Coststitle / appraisal / escrow
$2,192+
Acquisition Closing5% of purchase
$6,850+
Rehab Budgetcash, not financed by DSCR loan
$10,050Contingency Reserve10% of rehab$1,005
=
Total Cash to Close
$48,593Equity Position — Day 1 Post-Refi
Property Value
$201,000−
DSCR Loan Balance
$109,600=
Equity in Property
$91,400 (45.5%)−
Capital Left in Deal
$48,593=
Value Created
$42,807$91,400 equity on $48,593 deployed = 1.9× equity leverage
Monthly Income & Expenses — Post-DSCR
Gross Rent
$1,851−
Property Taxes
$226−
Insurance
$123−
Maintenance (6% rent)
$111−
Management (6% rent)
$111=
OpEx Subtotal
$570=
Net Operating Income
$1,281−
DSCR P&I
$737/mo=
Net Cash Flow
$544/moDSCR Ratios
DSCR (NOI / Debt Service)
1.739x✓ Pass
Lender DSCR (EGI / P&I+tax+ins+HOA)
1.706x✓ Pass
Required Rent by DSCR Target
| Target | Rent Needed | vs Current |
|---|---|---|
| 1.00x | $1,233/mo | ✓ met |
| 1.10x | $1,316/mo | ✓ met |
| 1.20x | $1,400/mo | ✓ met |
| 1.30x ← | $1,484/mo | ✓ met |
| 1.40x | $1,567/mo | ✓ met |