24723 Teton Hollow Trl, Houston, TX 77336
3bd / 2ba · 1,307 sqft · built 2022 · Single FamilyAnalyzed Jul 30, 2026$
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Scenario 4 — Turn Key DSCR
Direct DSCR purchase · 80% of ARV · 7.1% / 30yr · one close
❌
FAILS DSCR
Min 1.30x · 7.1% / 30-yr DSCR · 80% of ARV
0.585x
DSCR
Cash to Close
$68,982
single close · no bridge
Monthly Cash Flow
−$464/mo
Cash-on-Cash Yr 1
-8.1%
Acquisition — Single Close
DSCR Purchase Loan — 7.1% / 30yr · Minimal Rehab · No Bridge
Loan Amount
$166,400
LTV (80% of ARV)
76.3%
Monthly P&I
$1,118/mo
Equity at Close
$41,600
Down Payment20.0% of $208,000 purchase
$41,600+
Origination Fee1 pts on $166,400
$1,664+
DSCR Closing Coststitle / appraisal / escrow
$3,328+
Acquisition Closing5% of purchase
$10,400+
Rehab Budgetcash, not financed by DSCR loan
$10,900Contingency Reserve10% of rehab$1,090
=
Total Cash to Close
$68,982Equity Position — Day 1 Post-Refi
Property Value
$218,000−
DSCR Loan Balance
$166,400=
Equity in Property
$51,600 (23.7%)−
Capital Left in Deal
$68,982=
Value Created
−$17,382$51,600 equity on $68,982 deployed = 0.7× equity leverage
Monthly Income & Expenses — Post-DSCR
Gross Rent
$1,611−
Property Taxes
$581−
Insurance
$182−
Maintenance (6% rent)
$97−
Management (6% rent)
$97=
OpEx Subtotal
$956=
Net Operating Income
$655−
DSCR P&I
$1,118/mo=
Net Cash Flow
−$464/moDSCR Ratios
DSCR (NOI / Debt Service)
0.585x✗ Fail
Lender DSCR (EGI / P&I+tax+ins+HOA)
0.856x✗ Fail
Required Rent by DSCR Target
| Target | Rent Needed | vs Current |
|---|---|---|
| 1.00x | $2,138/mo | +$527 needed |
| 1.10x | $2,265/mo | +$654 needed |
| 1.20x | $2,392/mo | +$781 needed |
| 1.30x ← | $2,519/mo | +$908 needed |
| 1.40x | $2,646/mo | +$1,035 needed |