18023 Bambriar Dr, Houston, TX 77090
Houston, 77090
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Listing Agent
Lorena Sanclemente
(347) 262-5157lorenasanclemente@hotmail.com
MMX Group/18023 Bambriar Dr, Houston, TX 77090
Flip-38.7%✗
HM→DSCR0.578x✗
Cash→DSCR0.578x✗
New Deal

18023 Bambriar Dr, Houston, TX 77090

5bd / 2ba · 2,537 sqft · built 1972 · Single FamilyAnalyzed Jul 30, 2026
DSCR
0.675x
FAIL
NOI ÷ debt service
Lender DSCR
0.906x
FAIL
EGI ÷ P&I+tax+ins+HOA
Monthly Cash Flow
−$392/mo
FAIL
post all expenses · day 1
Cash to Close
$76,721
80% LTV · single close
Value Generated
$41,050
ARV − purchase − rehab
Starting Equity %
35.8%
ARV − DSCR loan ÷ ARV, day 1
$
$
$
$
$
$
Scenario 1 — Flip
Hard money loan · sell at ARV after rehab
❌
FAILS FLIP
Min 20% ROI · 6-mo hold
-38.7%
Flip ROI
Cash to First Close
$24,900
what you bring day 1
Net Profit
−$16,257
Max Bid @ 20%
$202,697
−$16,257 profit  ÷  $42,002 total invested  =  -38.7%
Acquisition Event — First Close
Hard Money Loan — 9.99% Interest-Only
Loan Amount
$226,750
Purchase (95% LTV)
$212,800
Rehab (100%)
$13,950
Loan-to-ARV
81.3%
Monthly Interest
$1,888/mo
Down Payment5% of $224,000 purchase
$11,200
+
Origination Fee1 pts on $226,750 loan
$2,500
+
Closing Costs5% of purchase
$11,200
=
Cash to First Close
$24,900
Holding Period — 6 Months
HML Interest9.99% IO · $1,888/mo × 6$11,326
Property Taxes$532/mo × 6$3,191
Insurance$198/mo × 6$1,190
Total Holding Costs$15,707
Contingency Reserve10% of rehab — held, not at first close$1,395
Sale Event — Second Close
Sale Price (ARV)
$279,000
−
HML Principal Payofffull IO loan balance
$226,750
−
Closing Costs3.5% of sale price
$9,765
−
Realtor Commission6% of sale price
$16,740
=
Net Proceeds to You
$25,745
Deal Summary
Net Proceeds at Closing
$25,745
−
Cash to First Close
$24,900
−
Holding Costs (6 mo)
$15,707
−
Contingency Reserve
$1,395
=
NET PROFIT
−$16,257
Max Bid by ROI Target
ROIMax Bidvs Offer
10%$206,093−$17,907
15%$204,383−$19,617
20% ←$202,697−$21,303
25%$201,034−$22,966
30%$199,395−$24,605
Scenario 4 — Turn Key DSCR
Direct DSCR purchase · 80% of ARV · 7.1% / 30yr · one close
❌
FAILS DSCR
Min 1.30x · 7.1% / 30-yr DSCR · 80% of ARV
0.675x
DSCR
Cash to Close
$76,721
single close · no bridge
Monthly Cash Flow
−$392/mo
Cash-on-Cash Yr 1
-6.1%
Acquisition — Single Close
DSCR Purchase Loan — 7.1% / 30yr · Minimal Rehab · No Bridge
Loan Amount
$179,200
LTV (80% of ARV)
64.2%
Monthly P&I
$1,204/mo
Equity at Close
$44,800
Down Payment20.0% of $224,000 purchase
$44,800
+
Origination Fee1 pts on $179,200
$1,792
+
DSCR Closing Coststitle / appraisal / escrow
$3,584
+
Acquisition Closing5% of purchase
$11,200
+
Rehab Budgetcash, not financed by DSCR loan
$13,950
Contingency Reserve10% of rehab$1,395
=
Total Cash to Close
$76,721
Equity Position — Day 1 Post-Refi
Property Value
$279,000
−
DSCR Loan Balance
$179,200
=
Equity in Property
$99,800 (35.8%)
−
Capital Left in Deal
$76,721
=
Value Created
$23,079
$99,800 equity on $76,721 deployed = 1.3× equity leverage
Monthly Income & Expenses — Post-DSCR
Gross Rent
$1,753
−
Property Taxes
$532
−
Insurance
$198
−
Maintenance (6% rent)
$105
−
Management (6% rent)
$105
=
OpEx Subtotal
$940
=
Net Operating Income
$813
−
DSCR P&I
$1,204/mo
=
Net Cash Flow
−$392/mo
DSCR Ratios
DSCR (NOI / Debt Service)
0.675x✗ Fail
Lender DSCR (EGI / P&I+tax+ins+HOA)
0.906x✗ Fail
Required Rent by DSCR Target
TargetRent Neededvs Current
1.00x$2,198/mo+$445 needed
1.10x$2,335/mo+$582 needed
1.20x$2,472/mo+$719 needed
1.30x ←$2,609/mo+$856 needed
1.40x$2,746/mo+$993 needed
18023 Bambriar Dr, Houston, TX 77090 — MX Analyzer