1506 Grand Valley Dr, Houston, TX 77090
Houston, 77090
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Listing Agent
Lisa Cloud
(713) 868-4050lisacloud23@gmail.com
MMX Group/1506 Grand Valley Dr, Houston, TX 77090
Flip97.4%✓
HM→DSCR0.729x✗
Cash→DSCR0.729x✗
New Deal

1506 Grand Valley Dr, Houston, TX 77090

5bd / 3.5ba · 3,348 sqft · built 1970 · Single FamilyAnalyzed Jul 30, 2026
DSCR
1.059x
FAIL
NOI ÷ debt service
Lender DSCR
1.177x
PASS
EGI ÷ P&I+tax+ins+HOA
Monthly Cash Flow
$81/mo
PASS
post all expenses · day 1
Cash to Close
$91,595
80% LTV · single close
Value Generated
$120,250
ARV − purchase − rehab
Starting Equity %
48.4%
ARV − DSCR loan ÷ ARV, day 1
$
$
$
$
$
$
Scenario 1 — Flip
Hard money loan · sell at ARV after rehab
✅
PASSES FLIP
Min 20% ROI · 6-mo hold
97.4%
Flip ROI
Cash to First Close
$28,120
what you bring day 1
Net Profit
$47,102
Max Bid @ 20%
$287,706
$47,102 profit  ÷  $48,373 total invested  =  97.4%
Acquisition Event — First Close
Hard Money Loan — 9.99% Interest-Only
Loan Amount
$262,000
Purchase (95% LTV)
$242,250
Rehab (100%)
$19,750
Loan-to-ARV
66.3%
Monthly Interest
$2,181/mo
Down Payment5% of $255,000 purchase
$12,750
+
Origination Fee1 pts on $262,000 loan
$2,620
+
Closing Costs5% of purchase
$12,750
=
Cash to First Close
$28,120
Holding Period — 6 Months
HML Interest9.99% IO · $2,181/mo × 6$13,087
Property Taxes$636/mo × 6$3,818
Insurance$229/mo × 6$1,374
Total Holding Costs$18,278
Contingency Reserve10% of rehab — held, not at first close$1,975
Sale Event — Second Close
Sale Price (ARV)
$395,000
−
HML Principal Payofffull IO loan balance
$262,000
−
Closing Costs3.5% of sale price
$13,825
−
Realtor Commission6% of sale price
$23,700
=
Net Proceeds to You
$95,475
Deal Summary
Net Proceeds at Closing
$95,475
−
Cash to First Close
$28,120
−
Holding Costs (6 mo)
$18,278
−
Contingency Reserve
$1,975
=
NET PROFIT
$47,102
Max Bid by ROI Target
ROIMax Bidvs Offer
10%$292,464✓ ok
15%$290,068✓ ok
20% ←$287,706✓ ok
25%$285,378✓ ok
30%$283,082✓ ok
Scenario 4 — Turn Key DSCR
Direct DSCR purchase · 80% of ARV · 7.1% / 30yr · one close
❌
FAILS DSCR
Min 1.30x · 7.1% / 30-yr DSCR · 80% of ARV
1.059x
DSCR
Cash to Close
$91,595
single close · no bridge
Monthly Cash Flow
$81/mo
Cash-on-Cash Yr 1
1.1%
Acquisition — Single Close
DSCR Purchase Loan — 7.1% / 30yr · Minimal Rehab · No Bridge
Loan Amount
$204,000
LTV (80% of ARV)
51.6%
Monthly P&I
$1,371/mo
Equity at Close
$51,000
Down Payment20.0% of $255,000 purchase
$51,000
+
Origination Fee1 pts on $204,000
$2,040
+
DSCR Closing Coststitle / appraisal / escrow
$4,080
+
Acquisition Closing5% of purchase
$12,750
+
Rehab Budgetcash, not financed by DSCR loan
$19,750
Contingency Reserve10% of rehab$1,975
=
Total Cash to Close
$91,595
Equity Position — Day 1 Post-Refi
Property Value
$395,000
−
DSCR Loan Balance
$204,000
=
Equity in Property
$191,000 (48.4%)
−
Capital Left in Deal
$91,595
=
Value Created
$99,405
$191,000 equity on $91,595 deployed = 2.1× equity leverage
Monthly Income & Expenses — Post-DSCR
Gross Rent
$2,633
−
Property Taxes
$636
−
Insurance
$229
−
Maintenance (6% rent)
$158
−
Management (6% rent)
$158
=
OpEx Subtotal
$1,181
=
Net Operating Income
$1,452
−
DSCR P&I
$1,371/mo
=
Net Cash Flow
$81/mo
DSCR Ratios
DSCR (NOI / Debt Service)
1.059x✗ Fail
Lender DSCR (EGI / P&I+tax+ins+HOA)
1.177x✓ Pass
Required Rent by DSCR Target
TargetRent Neededvs Current
1.00x$2,541/mo✓ met
1.10x$2,697/mo+$64 needed
1.20x$2,853/mo+$220 needed
1.30x ←$3,008/mo+$375 needed
1.40x$3,164/mo+$531 needed
1506 Grand Valley Dr, Houston, TX 77090 — MX Analyzer