14826 Easingwold Dr, Houston, TX 77015
Houston, 77015
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Listing Agent
Norma Villasmil
(832) 589-7827normarealty24@gmail.com
MMX Group/14826 Easingwold Dr, Houston, TX 77015
Flip138.3%✓
HM→DSCR0.828x✗
Cash→DSCR0.828x✗
New Deal

14826 Easingwold Dr, Houston, TX 77015

3bd / 2ba · 1,695 sqft · built 1979 · Single FamilyAnalyzed Jul 30, 2026
DSCR
1.288x
FAIL
NOI ÷ debt service
Lender DSCR
1.337x
PASS
EGI ÷ P&I+tax+ins+HOA
Monthly Cash Flow
$240/mo
PASS
post all expenses · day 1
Cash to Close
$56,605
80% LTV · single close
Value Generated
$89,150
ARV − purchase − rehab
Starting Equity %
51.8%
ARV − DSCR loan ÷ ARV, day 1
$
$
$
$
$
$
Scenario 1 — Flip
Hard money loan · sell at ARV after rehab
✅
PASSES FLIP
Min 20% ROI · 6-mo hold
138.3%
Flip ROI
Cash to First Close
$18,000
what you bring day 1
Net Profit
$42,073
Max Bid @ 20%
$187,394
$42,073 profit  ÷  $30,412 total invested  =  138.3%
Acquisition Event — First Close
Hard Money Loan — 9.99% Interest-Only
Loan Amount
$160,100
Purchase (95% LTV)
$147,250
Rehab (100%)
$12,850
Loan-to-ARV
62.3%
Monthly Interest
$1,333/mo
Down Payment5% of $155,000 purchase
$7,750
+
Origination Fee1 pts on $160,100 loan
$2,500
+
Closing Costs5% of purchase
$7,750
=
Cash to First Close
$18,000
Holding Period — 6 Months
HML Interest9.99% IO · $1,333/mo × 6$7,997
Property Taxes$382/mo × 6$2,291
Insurance$140/mo × 6$839
Total Holding Costs$11,127
Contingency Reserve10% of rehab — held, not at first close$1,285
Sale Event — Second Close
Sale Price (ARV)
$257,000
−
HML Principal Payofffull IO loan balance
$160,100
−
Closing Costs3.5% of sale price
$8,995
−
Realtor Commission6% of sale price
$15,420
=
Net Proceeds to You
$72,485
Deal Summary
Net Proceeds at Closing
$72,485
−
Cash to First Close
$18,000
−
Holding Costs (6 mo)
$11,127
−
Contingency Reserve
$1,285
=
NET PROFIT
$42,073
Max Bid by ROI Target
ROIMax Bidvs Offer
10%$190,475✓ ok
15%$188,923✓ ok
20% ←$187,394✓ ok
25%$185,886✓ ok
30%$184,399✓ ok
Scenario 4 — Turn Key DSCR
Direct DSCR purchase · 80% of ARV · 7.1% / 30yr · one close
❌
FAILS DSCR
Min 1.30x · 7.1% / 30-yr DSCR · 80% of ARV
1.288x
DSCR
Cash to Close
$56,605
single close · no bridge
Monthly Cash Flow
$240/mo
Cash-on-Cash Yr 1
5.1%
Acquisition — Single Close
DSCR Purchase Loan — 7.1% / 30yr · Minimal Rehab · No Bridge
Loan Amount
$124,000
LTV (80% of ARV)
48.2%
Monthly P&I
$833/mo
Equity at Close
$31,000
Down Payment20.0% of $155,000 purchase
$31,000
+
Origination Fee1 pts on $124,000
$1,240
+
DSCR Closing Coststitle / appraisal / escrow
$2,480
+
Acquisition Closing5% of purchase
$7,750
+
Rehab Budgetcash, not financed by DSCR loan
$12,850
Contingency Reserve10% of rehab$1,285
=
Total Cash to Close
$56,605
Equity Position — Day 1 Post-Refi
Property Value
$257,000
−
DSCR Loan Balance
$124,000
=
Equity in Property
$133,000 (51.8%)
−
Capital Left in Deal
$56,605
=
Value Created
$76,395
$133,000 equity on $56,605 deployed = 2.3× equity leverage
Monthly Income & Expenses — Post-DSCR
Gross Rent
$1,812
−
Property Taxes
$382
−
Insurance
$140
−
Maintenance (6% rent)
$109
−
Management (6% rent)
$109
=
OpEx Subtotal
$739
=
Net Operating Income
$1,073
−
DSCR P&I
$833/mo
=
Net Cash Flow
$240/mo
DSCR Ratios
DSCR (NOI / Debt Service)
1.288x✗ Fail
Lender DSCR (EGI / P&I+tax+ins+HOA)
1.337x✓ Pass
Required Rent by DSCR Target
TargetRent Neededvs Current
1.00x$1,540/mo✓ met
1.10x$1,634/mo✓ met
1.20x$1,729/mo✓ met
1.30x ←$1,824/mo+$12 needed
1.40x$1,918/mo+$106 needed
14826 Easingwold Dr, Houston, TX 77015 — MX Analyzer