14331 Glade Point Dr, Cypress, TX 77429
Cypress, 77429
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Listing Agent
Dawn Lawrence
(469) 855-0199dawntherealtor13@gmail.com
MMX Group/14331 Glade Point Dr, Cypress, TX 77429
Flip-173.3%✗
HM→DSCR0.852x✗
Cash→DSCR0.852x✗
New Deal

14331 Glade Point Dr, Cypress, TX 77429

6bd / 3.5ba · 3,811 sqft · built 2001 · Single FamilyAnalyzed Jul 30, 2026
DSCR
0.798x
FAIL
NOI ÷ debt service
Lender DSCR
0.989x
FAIL
EGI ÷ P&I+tax+ins+HOA
Monthly Cash Flow
−$396/mo
FAIL
post all expenses · day 1
Cash to Close
$138,010
80% LTV · single close
Value Generated
$35,000
ARV − purchase − rehab
Starting Equity %
20.0%
ARV − DSCR loan ÷ ARV, day 1
$
$
$
$
$
$
Scenario 1 — Flip
Hard money loan · sell at ARV after rehab
❌
FAILS FLIP
Min 20% ROI · 6-mo hold
-173.3%
Flip ROI
Cash to First Close
$41,313
what you bring day 1
Net Profit
−$120,368
Max Bid @ 20%
$257,678
−$120,368 profit  ÷  $69,443 total invested  =  -173.3%
Acquisition Event — First Close
Hard Money Loan — 9.99% Interest-Only
Loan Amount
$381,250
Purchase (95% LTV)
$356,250
Rehab (100%)
$25,000
Loan-to-ARV
104.5%
Monthly Interest
$3,174/mo
Down Payment5% of $375,000 purchase
$18,750
+
Origination Fee1 pts on $381,250 loan
$3,813
+
Closing Costs5% of purchase
$18,750
=
Cash to First Close
$41,313
Holding Period — 6 Months
HML Interest9.99% IO · $3,174/mo × 6$19,043
Property Taxes$765/mo × 6$4,588
Insurance$333/mo × 6$2,000
Total Holding Costs$25,631
Contingency Reserve10% of rehab — held, not at first close$2,500
Sale Event — Second Close
Sale Price (ARV)
$365,000
−
HML Principal Payofffull IO loan balance
$381,250
−
Closing Costs3.5% of sale price
$12,775
−
Realtor Commission6% of sale price
$21,900
=
Net Proceeds to You
−$50,925
Deal Summary
Net Proceeds at Closing
−$50,925
−
Cash to First Close
$41,313
−
Holding Costs (6 mo)
$25,631
−
Contingency Reserve
$2,500
=
NET PROFIT
−$120,368
Max Bid by ROI Target
ROIMax Bidvs Offer
10%$262,149−$112,851
15%$259,897−$115,103
20% ←$257,678−$117,322
25%$255,489−$119,511
30%$253,331−$121,669
Scenario 4 — Turn Key DSCR
Direct DSCR purchase · 80% of ARV · 7.1% / 30yr · one close
❌
FAILS DSCR
Min 1.30x · 7.1% / 30-yr DSCR · 80% of ARV
0.798x
DSCR
Cash to Close
$138,010
single close · no bridge
Monthly Cash Flow
−$396/mo
Cash-on-Cash Yr 1
-3.4%
Acquisition — Single Close
DSCR Purchase Loan — 7.1% / 30yr · Minimal Rehab · No Bridge
Loan Amount
$292,000
LTV (80% of ARV)
80.0%
Monthly P&I
$1,962/mo
Equity at Close
$73,000
Down Payment22.1% of $375,000 purchase
$83,000
+
Origination Fee1 pts on $292,000
$2,920
+
DSCR Closing Coststitle / appraisal / escrow
$5,840
+
Acquisition Closing5% of purchase
$18,750
+
Rehab Budgetcash, not financed by DSCR loan
$25,000
Contingency Reserve10% of rehab$2,500
=
Total Cash to Close
$138,010
Equity Position — Day 1 Post-Refi
Property Value
$365,000
−
DSCR Loan Balance
$292,000
=
Equity in Property
$73,000 (20.0%)
−
Capital Left in Deal
$138,010
=
Value Created
−$65,010
$73,000 equity on $138,010 deployed = 0.5× equity leverage
Monthly Income & Expenses — Post-DSCR
Gross Rent
$3,028
−
Property Taxes
$765
−
Insurance
$333
−
Maintenance (6% rent)
$182
−
Management (6% rent)
$182
=
OpEx Subtotal
$1,461
=
Net Operating Income
$1,567
−
DSCR P&I
$1,962/mo
=
Net Cash Flow
−$396/mo
DSCR Ratios
DSCR (NOI / Debt Service)
0.798x✗ Fail
Lender DSCR (EGI / P&I+tax+ins+HOA)
0.989x✗ Fail
Required Rent by DSCR Target
TargetRent Neededvs Current
1.00x$3,478/mo+$450 needed
1.10x$3,701/mo+$673 needed
1.20x$3,924/mo+$896 needed
1.30x ←$4,147/mo+$1,119 needed
1.40x$4,370/mo+$1,342 needed